OCR API for Financial Documents

fintract.io is a REST API Service for quick and easy automated OCR data extraction from financial documents such as invoices, receipts, bank statements, pay slips, identity cards and many more.

Information provided according to Sec. 5 German Telemedia Act (TMG):

fino run GmbH
Universitätsplatz 12
34127 Kassel


Represented by:

Florian Christ, Björn Kahle, Alexander Kohout, Björn Sänger


Contact:

Phone: +495614745240


Register entry:

Entry in the Handelsregister.
Registering court: Kassel
Registration number: HRB 17459


VAT Id number according to Sec. 27 a German Value Added Tax Act:
DE316067028


The European Commission provides a platform for online dispute resolution (OS):
https://ec.europa.eu/consumers/odr
Please find our email in the impressum/legal notice.


We do not take part in online dispute resolutions at consumer arbitration boards.


Liability for Contents

As service providers, we are liable for own contents of these websites according to Sec. 7, paragraph 1 German Telemedia Act (TMG). However, according to Sec. 8 to 10 German Telemedia Act (TMG), service providers are not obligated to permanently monitor submitted or stored information or to search for evidences that indicate illegal activities.


Legal obligations to removing information or to blocking the use of information remain unchallenged. In this case, liability is only possible at the time of knowledge about a specific violation of law. Illegal contents will be removed immediately at the time we get knowledge of them.


Liability for Links

Our offer includes links to external third party websites. We have no influence on the contents of those websites, therefore we cannot guarantee for those contents. Providers or administrators of linked websites are always responsible for their own contents.


The linked websites had been checked for possible violations of law at the time of the establishment of the link. Illegal contents were not detected at the time of the linking. A permanent monitoring of the contents of linked websites cannot be imposed without reasonable indications that there has been a violation of law. Illegal links will be removed immediately at the time we get knowledge of them.


Copyright

Contents and compilations published on these websites by the providers are subject to German copyright laws. Reproduction, editing, distribution as well as the use of any kind outside the scope of the copyright law require a written permission of the author or originator. Downloads and copies of these websites are permitted for private use only.


The commercial use of our contents without permission of the originator is prohibited.


Copyright laws of third parties are respected as long as the contents on these websites do not originate from the provider. Contributions of third parties on this site are indicated as such. However, if you notice any violations of copyright law, please inform us. Such contents will be removed immediately.


Privacy

Data Protection

The operators of this website take the protection of your personal data very seriously. We treat your personal data confidentially and according to the legal data protection regulations and this Privacy Policy.

The use of our website is generally possible without providing personal data. Personal data, such as names, addresses or email addresses, are always provided on a voluntary basis when possible. Those data will not be passed on to third parties without your explicit permission.

However, we would like to point out that data transmissions via internet (e.g email communication) cannot be entirely secure and may have security vulnerabilities. A complete protection of personal details against unauthorised access by third parties is not possible.

Cookies

This website partially uses so-called cookies. Cookies do not cause damage to your computer and do not contain viruses. Cookies allow us to make our product more user-friendly, more efficient and more secure. Cookies are small text files, stored by your browser on your computer.

Most cookies that we use are so-called "session cookies". They will be deleted automatically after the end of your visit. Other cookies remain on your terminal device until you delete them. Those cookies enable us to recognise your browser on your next visit.

You can adjust your browser to inform you when cookies are placed, to individually allow cookies, or to generally exclude cookies in certain cases, as well as to activate the automatic deletion of cookies when closing the browser. The deactivation of cookies may impair the functionality of this website.

Server-log-files

The provider of these websites automatically collects and stores information in so-called server log files which your browser automatically transmits to us, such as:
- browser type/version
- used operating system
- referrer URL
- host name of the accessing computer
- time of query

Those data cannot be associated with individual persons. We do not merge this data with other sources. We reserve the right to retrospectively check the data if there is any indication of illegal use.

Contact form

If you send enquiries to us via the contact form, your data entered into the contact form, including the stated contact information, are stored for the purpose of dealing with your enquiry and in case of additional enquiries. Those data will not be passed on without your permission.

Privacy Policy for the use of Google Analytics

This website uses Google Analytics, a website analysis service by Google Inc., 1600 Amphitheatre Parkway Mountain View, CA 94043, USA.

Google Analytics uses so-called "cookies", text files that are stored on your computer to analyse your use of the website. The information generated by the cookie about your use of this website is usually sent to and stored at a Google server in the U.S.A.

You will find more information concerning the treatment of user data by Google Analytics in Google's Privacy Policy: https://support.google.com/analytics/answer/6004245?hl=de

Browser Plugin

You may prevent the installation of cookies by adjusting the settings of your browser; however, if you do so, you may be unable to use all features of this website. Further, you may prevent the collection of data generated by cookies (including your IP address) and related to the use of these websites, as well as the processing of such data by Google, by downloading and installing the plug-in under the following link: http://tools.google.com/dlpage/gaoptout?hl=en

Objection to Data Collection

You may prevent the collection of data by Google Analytics by clicking the following link. In doing so, an Opt-Out-Cookie will be placed which prevents future data collection when visiting our website: Disable Google Analytics

IP-anonymisation

We use the function "Activate IP anonymisation". Through this, your IP address will be shortened in advance within the member states of the European Union or other contractual states of the Treaty on the European Economic Area. Only in exceptional cases, your complete IP address will be transmitted to a server in the U.S.A. and shortened there. Commissioned by the operators of this website, Google will use this information to evaluate your use of the website, to compile reports on website activities for website operators and to provide other services related to website and internet activities. Google will not merge your IP address with any other data held by Google.

Privacy Policy for the use of Facebook-Plug-ins (Like-Button)

Our websites integrate plug-ins from the social network Facebook, Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA. You can recognise these plugins by the Facebook logo or the Like-Button on our site. For an overview of Facebook plugins, please see: http://developers.facebook.com/docs/plugins/.

If you visit our websites, a direct connection between your browser and the Facebook server is established by this plug-in. In this way, Facebook receives information that you have visited our websites with your IP-address. If you click the Facebook “Like” button while you are logged on to your Facebook account, you may link the contents of our websites to your Facebook account. Thereby Facebook can associate your visit to our websites with your Facebook account. We would like to point out that we as providers of these websites do not obtain knowledge about the content of the transmitted data as well as the use of such by Facebook. For further information, please check the Privacy Policy of Facebook under https://www.facebook.com/policy.php.

If you do not wish Facebook to associate your visit of our websites to your Facebook account, please log out of your Facebook account.

Privacy Policy for the use of Twitter

Functions of the service Twitter are integrated on our websites. These functions are offered by Twitter Inc., 1355 Market Street, Suite 900, San Francisco, CA 94103, USA. By using Twitter as well as the function "Re-Tweet", websites you visit are linked to your Twitter account and posted to other users. In doing so, data will be transmitted to Twitter. We would like to point out that we as providers of this websites do not obtain knowledge about the content of those data. For further information, please check the Twitter Privacy Policy: http://twitter.com/privacy.

The privacy settings of your Twitter account can be adjusted under:: http://twitter.com/account/settings

Privacy Policy for the use of Google+

Our websites integrate services of Google+. The provider of these services is Google Inc., 1600 Amphitheatre Parkway Mountain View, CA 94043, USA.

Collection and forwarding of Information: By using the Google+ button you may publish information worldwide. Via the Google+ button you and other users receive personalised content from Google and our partners. Google stores the information that you have voted +1 for content, as well as information about the website that you were visiting when you clicked the +1 button. Your +1 votes may be published or displayed as notices, together with your profile name and your picture at Google services, such as search results, your Google profile or at other places on websites.

Google records information about your +1 activities in order to improve Google services for you and others. To be able to use the Google+ button, you need a globally visible, public Google profile which must contain at least the user name chosen for this profile. This name will be used for all Google services. In some cases this name may be replaced by another name which you have used when sharing contents via your Google account. Your Google account ID can be displayed to users who know your email address or possess any other information identifying you.

Use of collected information: Besides the above mentioned designated purposes, the details provided by you are treated according to current Google data protection regulations. Google may publish summarised statistics about +1 activities of users or pass those statistics on to users and contractual partners like publishers, advertisers or linked websites, respectively.

Privacy Policy for the use of Google Web Fonts

For the homogenous display of fonts, this website uses so-called web fonts that are provided by Google. On retrieving a website your browser downloads the necessary web fonts to your browser cache in order to correctly display texts and fonts. If your browser does not support web fonts, your computer uses a standard font.

For further information, please see https://developers.google.com/fonts/faq as well as Google's Privacy Policy: https://www.google.com/policies/privacy/

Privacy Policy for the use of Google Maps

This website uses the map service Google Maps via API. This service is provided by Google Inc., 1600 Amphitheatre Parkway Mountain View, CA 94043, USA. To use the functions of Google Maps storage of your IP address is required. This information will usually be transferred to, and stored on, a server in the USA. The provider of this website has no influence on this data transmission.

For further information, please see Google's Privacy Policy: https://www.google.de/intl/de/policies/privacy/

Privacy Policy for the use of YouTube

Our website uses plugins from the Google-operated website YouTube. The provider of the website is YouTube, LLC, 901 Cherry Ave., San Bruno, CA 94066, USA. If you visit one of our websites with an embedded YouTube-plugin, a connection to YouTube servers will be established. Information about which of our websites you have visited will then be transmitted to the YouTube server.

If you are logged on to your YouTube account, you allow YouTube to associate your browsing behaviour with your personal profile. You may prevent this by logging out of YouTube.

You will find further information concerning the treatment of user data in the YouTube Privacy Policy under: https://www.google.de/intl/de/policies/privacy

Submit a comment (to blog posts)

Personal data is collected if you voluntarily provide it to us as part of your comment on a blog post. We will use the information you provide without your explicit consent to publish your comment only, your email address will not be published and your name will be linked to your website if you have provided a website.

To protect against machine spam comments, we use the spam filter plugin AntispamBee. AntispamBee analyzes submitted comments on the basis of certain criteria so as to avoid undesired entries, such as Advertising, automatically. For this purpose, no data will be transmitted to third parties and only the data entered by the commentary author will be processed.

Privacy Policy for the use of Cloudflare

The Internet presence of this company is provided by the technology partner CloudFlare Inc., based in the USA. All data passed to or from this website pass through the worldwide network of CloudFlare, Inc. The data is buffered, accesses are logged. Hereby, the nearest data center is regularly used. CloudFlare also operates data centers outside the European Union! According to CloudFlare, the cached data are basically deleted within 4 hours, but at the latest after three days. For more information, see CloudFlare's Privacy Statement at https://www.cloudflare.com/security-policy/

Registration with this websites

You can register with this website to be able to use additional functions on this website. The data entered for this purpose will only be used for the respective offer or service for which you have registered.

We also use the email address provided upon registration to inform you about important changes, such as a change in the extent of an offer, or a technical change.

SSL Encryption

For security reasons, and to protect the transmission of confidential data, such as enquiries you send to us as the provider, this website uses an SSL encryption. You can recognise an encrypted connection by the change in the address line of the browser from "http://" to "https://" and by the lock-symbol in your browser address line.

When the SSL encryption is activated, the data you have transmitted to us cannot be accessed by third parties.

Transmission of data on contract conclusion for services and digital contents

We transmit personal data to third parties only if it is necessary to fulfill the contract, e.g transmitting data to the commissioned credit institution in charge of the payment.

There is no further transmission of data to third parties unless you have given your explicit permission. There is no transmission of data to third parties for commercial purposes.

Encrypted payment transaction on this website

Payment transactions via common methods of payment (Visa/Mastercard, direct debit) take place exclusively via an encrypted SSL connection. You can recognize an encrypted connection by the change in the browser line from "http://" to "https://" and the lock-symbol in your browser line.

In using encrypted communication, any bank details, which you submit to us, cannot be read by third parties.

Right to Information, Deletion, Blocking

You have the right to be informed about your personal data, their origin and recipients, and the purpose of data processing, as well as the right to correct, block or delete those data at any time and free of charge. For further questions, and questions concerning personal data, feel free to contact us under the address published in the impressum/legal notice.

Objection to commercial mails

Providers are obligated to publish contact information in the Legal Notice/Impressum. The use of such contact information by third parties for the purpose of distributing unsolicited advertisements or other commercial information is prohibited. The operators of this website reserve the right to take legal measures against senders of unsolicited commercial information, e.g. spam emails etc.


Newsletter

If you would like to receive the newsletter offered on our website, we require your email address as well as information which allows us to check that you are the owner of the provided email address and that you agree to receive the newsletter. Further data will not be collected. We use those data exclusively for sending the requested information and do not transmit them to third parties.

Permission given for the storage of the data and the email address, as well as their use for the purpose of sending the newsletter, can be withdrawn at any time via the "Unsubscribe"-link within the newsletter.

Information about the newsletter and consent

With the following information, we will inform you about the content of our newsletter as well as the registration, shipping and statistical evaluation procedures as well as your right of objection. By subscribing to our newsletter, you agree to the receipt and the procedures described.

Use of the mail service provider "MailChimp"

The newsletters will be sent via "MailChimp", a newsletters distribution platform provided by US Rocket Science Group, LLC, 675 Ponce De Leon Ave. NE #5000, Atlanta, GA 30308, USA.

The e-mail addresses of our newsletter recipients, as well as their other information described in these notes, are stored on the servers of MailChimp in the USA. MailChimp uses this information to send and evaluate the newsletters on our behalf. Furthermore, MailChimp may, according to its own information, use this data to optimize or improve its own services, e.g. for the technical optimization of the shipping and the presentation of the newsletter or for economic purposes, to determine from which countries the recipients come. However, MailChimp does not use the data of our newsletter recipients to write them down or to pass them on to third parties.

We trust the reliability, IT and data security of MailChimp. MailChimp is certified under the US-EU Data Protection Agreement "Privacy Shield", and commits to comply with EU data protection requirements. We've also completed a "Data-Processing-Agreement" with MailChimp. This is a contract in which MailChimp pledges to protect the data of our users, to process it in accordance with its privacy policy on our behalf and, in particular, not to disclose it to third parties. You can view the privacy policy of MailChimp here.

Content of the Newsletter

We send newsletters, e-mails and other electronic notifications with promotional information (following "newsletter") only with the consent of the recipient or a legal permission. Insofar as the contents of a newsletter are concretely described, they are authoritative for the consent of the users. Incidentally, our newsletters contain information about the digital economy and all its branches (this may include, but is not limited to, references to articles, advertisements, white papers, or online appearances).

Double opt-in and logging

Registration for our newsletter is done in a so-called double-opt-in procedure. That after registration, you will receive an e-mail asking you to confirm your registration. This confirmation is necessary so that nobody can register with external e-mail addresses.

Registration for the newsletter will be logged in order to prove the registration process according to the legal requirements. This includes the storage of the login and the confirmation time, as well as the IP address. Likewise, the changes to your data stored with MailChimp will be logged.

Credentials

To sign up for the newsletter, it is sufficient to enter your e-mail address.

Optionally, we ask you to provide your first and last name. This information is only for the personalization of the newsletter. We also ask you optionally to include your date of birth, gender and your industry. We only use this information to adapt the content of the newsletter to the interests of our readers.

Statistical Survey and Analysis

The newsletters contain a so-called "web-beacon", i. a pixel-sized file that is retrieved from the MailChimp server when the newsletter is opened. This call will initially collect technical information, such as information about the browser and your system, as well as your IP address and time of retrieval. This information is used to improve the technical performance of services based on their specifications or audience and their reading habits, based on their locations (which can be determined using the IP address) or access times.

Statistical surveys also include determining if the newsletters will be opened, when they will be opened and which links will be clicked. For technical reasons, this information can be assigned to the individual newsletter recipients. However, it is neither our goal nor that of MailChimp to observe individual users. The evaluations serve us much more to recognize the reading habits of our users and to adapt our content to them or to send different content according to the interests of our users.

Online Call and Data Management

There are cases where we direct newsletter recipients to the MailChimp websites. For example, our newsletters contain a link that allows the newsletter recipients to retrieve the newsletters online (for example, in the event of problems with the e-mail program). Furthermore, newsletter recipients may change their data, such as the e-mail address later. Likewise, the Privacy Policy of MailChimp is only available on their page.

In this context we pointed out that on the websites of MailChimp cookies are used and thus personal data by MailChimp, their partners and used service providers (for example Google Analytics) are processed. We have no influence on this data collection. For more information, see the privacy policy of MailChimp. We also inform you about the possibility of objecting to the data collection for advertising purposes on the websites http://www.aboutads.info/choices/ and http://www.youronlinechoices.com/ (for the European area).

Termination / revocation

You can terminate the receipt of our newsletter at any time, ie. revoke your consent. At the same time, your consent to sending it via MailChimp and the statistical analyzes expire. A separate revocation of the dispatch via MailChimp or the statistical evaluation is unfortunately not possible.

You will find a link to cancel the newsletter at the end of each newsletter.

Legal basis Data Protection Regulation

In accordance with the provisions of the Data Protection Regulation (DSGVO), which will apply from 25 May 2018, we inform you that the consents to the sending of e-mail addresses based on Art. 6 para. 1 lit. a, 7 DSGVO and § 7 (2) no. 3 and (3) UWG. The use of the mail service provider MailChimp, carrying out the statistical surveys and analyzes as well as logging the registration process, are based on our legitimate interests in accordance with. Art. 6 para. 1 lit. f DSGVO. We are interested in using a user-friendly and secure newsletter system that serves both our business interests and the expectations of our users.

We further point out that you can contradict the future processing of your personal data in accordance with the statutory requirements under Art. 21 DSGVO at any time. The opposition may in particular be made against processing for direct marketing purposes.

 

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Photo Credits

File: Fotolia #126886172 | Author: ktsdesign
File: Fotolia #107183629 | Author: salita2010

General Terms and Conditions of Use of fintract

Drawn up by:

finorun GmbH
Universitätsplatz 12
34127 Kassel
Registration court: Kassel
Registration number: HRB 17459
Bank register:

Website: https://fino.run
Email: [email protected]
Telephone: +495614745240

§ 1. General

fino provides its users with financial services in various forms. The user can rely on fino to perform the services entrusted to it with the greatest care.

§ 2. General and Special Business Terms

These General Terms and Conditions (GT&C’s) apply in addition to the individual contractual arrangements for the use of the “fintract“service (hereinafter “fino-service) offered by finorun GmbH. For particular product segments, additional or divergent business terms may apply.

§ 3. Subject of Service

3.1. fintract is a REST-API service with which to extract OCR datafrom invoices and receipts quickly and simply, and in real time.

3.2. fintract handles the following data formats: pdf, tiff, jpeg, png.

3.3. fintract submits the invoice to the user in JSON format.

§ 4. Use

4.1. User Entitlement
There is no automatic entitlement to use the fino service. fino may refuse to conclude a user contract without stating a reason, especially if incorrect data were provided or someone else’s account is used without authorisation. This also applies if there are doubts about a user’s identity or suspicion that the GT&C‘s have been breached otherwise. fino may expand individual service components or remove them from the application.

4.2. Conclusion of Contract
A user contract between the user and fino comes into effect when the user has registered for the service, provided the required information and accepted the GT&C‘s and data security regulations of fino. Following successful application, the user contract is concluded for an indefinite period.

§ 5. Charges

The charges for use depend on the chosen model of use and the current prices given in the customer area.

§ 6. Communication

Information is provided over the Internet via current browsers and/or a mobile application.

§ 7. Liabilityof fino

7.1. Liability for Faults
Unless otherwise stated in the following paragraphs, special terms or individual contractual arrangements, fino is liable for its own faults and for those of any persons whom it engages to render or execute its obligations towards the user. If fino is liable for a loss and the loss was not caused solely by or is not solely attributable to fino, the obligation to pay compensation is regulated by the principle of co-liability pursuant to § 254 BGB.

7.2. Liability for Third Parties
In the absence of instructions to the contrary, finomay entrust third parties with the fulfilment of the whole of or part of an order, if this appears necessary taking into account the type of order and the interests of fino. In such a case, fino’s liability is limited to assigning the order to the third party, including carefully selecting the third party and providing him with instructions.

7.3. Liability in Cases of Force Majeure
fino is not liable for loss caused by a disruption of operations (e.g. bomb threats and server crashes), especially as a result of force majeure (e.g. warfare and natural disasters) or other circumstances beyond its control (e.g. strike, lock outs, traffic disruptions, breakdowns of the communication networks or portals of other operators) resulting from actions by higher authorities at home and abroad.

7.4. Server System
For its providers, fino maintains a constantly supervised server system for its applications which, if properly functioning, the user may access at any time to peruse the zones applicable to him. In the event of a system crash attributable neither to malice nor gross negligence by fino or any of its agents or representatives, the user has no entitlement to a termination of contract, reduction in charges or compensation or loss.

§ 8. User’s Duty of Cooperation and Care

8.1. Principle
The user undertakes to use the offeredfino service solely for its intended purpose.

8.2. User’s Duties of Care
The user undertakes to abide by the instructions and advice given in the application and comply with all recommended actions.

§ 9. Amendmentsto the Terms of Contract

Amendments to the contract by fino will be suggested two months before they take effect. The user is deemed to have accepted an amendment to the terms of the contract if he does not communicate his rejection prior to the point in time when the amendment takes effect. Otherwise, the user may terminate the contract without notice prior to the point in time when the amendment takes effect.

§ 10. Concluding Provisions

10.1. German law
Unless binding statutory provisions state otherwise, the business relationship shall be governed by German law.

10.2. Place of Jurisdiction
Unless the user is a consumer within the meaning of § 13 BGB, the place of jurisdiction is Kassel.

10.3. Data Security
Regarding data security, reference is made to the data security declarations of finoRun GmbH for the use of fintract.